FAQ

To apply for a loan with PayDay Ecash you will need the following:

A proven source of income

A valid email address

To be at least 18 years old

A checking account meeting certain criteria

In order to be eligible for a PayDay Ecash loan, your checking account must show the previous one month’s transaction history without any of the following:

Non-sufficient fund transactions

Returned checks

Overdraft charges

Negative account balances

A loan will usually be between $100 – $1000. Loan amounts are dependent on the laws of your state, and also your previous loan and payment history. Click here for more details.

If your loan application is verified and approved before 5.00 PM CT, then your loan should be credited to your bank account the next working day.

The transfer is done electronically, and should you need you can contact the ACH department (Automated clearing house) at your bank to understand the exact status of the transfer.

If your loan application is submitted after 5.00 PM CT, it will be process the following business day.

The cost of your loan will depend on your state of residence. Please click here for more information.

Your payment options will depend on your state of residence. Please click here for more information.

If you are unable to make a payment by your due date, please contact customer support to discuss your options. Sometimes it may be possible to arrange an alternative repayment plan. Usually payments will be electronically debited from your checking account, unless a specific alternative payment arrangement has been made.

In most instances, the results of your application will be made available to you in a matter of seconds. At that point you will be able to select the amount you would like to borrow up to the approved amount.

We place the highest priority on protecting your privacy.

Usually you can cancel your loan until 5.00pm the following business day after the date of loan issue. To discuss your specific options, please contact customer support.